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We Have The RightSolutions For All Of Your Commercial Debt!

Carlton • Bentley and Penn, Inc. is an experienced Commercial Debt Management Firm that can resolve your company’s financial problems, sometimes in as little as 6 months.

ACT NOW! The sooner we step in, the better the outcome for your company.

Debt Mediation

Put an end to creditor harassment and pay a fraction of what you owe with our Commercial Debt Mediation...

Debt Arbitration

Also known as negotiation or settlement, debt arbitration is a proven and effective way to avoid bankruptcy and eliminate...

Our Services

We offer a wide range of debt solutions for your business. View our list of services and see what's best for you!

/ What Are Your Options?

As A Company Dealing With Financial Hardships You Have 3 Options...

File Bankruptcy

Filing bankruptcy is not a desirable option for most business owners, but at times it may be the only option. Filing for bankruptcy may bring you temporary relief from certain debt and responsibilities, but it can also have a negative impact that can last for years.

Hire An Attorney

Navigating through the waters of your business finances can be nearly impossible without the help of our firm. Whereas, hiring an attorney to handle your commercial financial issues can't ensure you're making educated decisions, and will usually cost you a large sum of money regardless of the outcome of your matter.

Hire Our Firm

Hiring our professional debt management firm can not only save you the hassle and pain of filing bankruptcy, we can also save you thousands of dollars over hiring an attorney. For over 25 years, Carlton • Bentley and Penn, Inc. has been creating non-bankruptcy solutions for struggling businesses around the country.


Call Us Today or Fill Out The Online Form Below To Get Started With Your Commercial Debt Relief

What Is A
Business Debt


/ How Can Carlton, Bentley and Penn Help?

We Are Your Business Debt Specialists

We are a professional debt management firm operating on a results-only basis. Thus, we work hard to find solutions that both you and your creditors will find mutually beneficial. If your company is experiencing financial hardships we will work on your company’s behalf to handle all the embarrassing collection calls and remove the threats and pitfalls of litigation from your business. Credit managers, collection agencies and law firms represent your creditors! Carton • Bentley and Penn, Inc. represents you and will assist you in dealing with all of your business debts anywhere within the continental United States, absolutely risk-free. Our services can make a good business better, a marginal business good and a failing business a survivor, regardless of the current economic climate.

/ Can Carlton, Bentley and Penn Help My Business?

We Have Over 25 Years Of Experience And The Perfect Debt Relief Solution For Your Business

With a wide range of business debt solution services available, we’re confident we can help your business!

/ Testimonials

See What Our Clients Say

Don’t take our word for it, see what our actual clients have to say about our commercial debt solutions!

Oscar Bianchi

Business Owner

On March 3, 2019 I hired Carlton Bentley and Penn,Inc to work out a settlement with my work comp carrier who over charged my company. After two years of non stop hard work they were able to cut my balance in half and set up a three year no interest payment plan to fit our company budget. I am very happy with the result that they we’re able to obtain from this difficult insurance company.

H & A Heating and Air Conditioning


My partner and I hired Carlton Bentley and Penn, Inc. to restructure a loan with a major factoring company in July 2020. Throughout the process, their representatives called me on a regular basis to keep me informed on how the negotiations were doing. At the end of the six months, we were all able to agree on a payment plan which included close to a $25,000 savings for our company. If you are having similar issues, I recommend calling them to help you and your company!

Steven Pfahl

Business Owner

On July 1, 2019 I hired Carlton, Bentley, and Penn to work out a payment plan with one impossible customer. After working non-stop for the last 18 months along with working through his years pandemic they were finally able to accomplish a resolution on January 9, 2021. It was a pleasure working with them and I highly recommend them, they have been a great help to my business.

Casa Melendez

Business Owner

In August 2018 I hired Carlton Bentley and Penn Inc to negotiate a payment plan with one of my creditors. After several months of negotiations they reached a very good result for me. They stayed on top of the whole process throughout and gave me regular updates through out the time they worked on the matter. I would really recommend Carlton Bentley and Penn if you are in a situation that you can use commercial debt mediation and want good results.

/ At Carlton, Bentley and Penn INC.

We HaveNON BANKRUPTCY Solutions For Your Business' Needs

If your business is currently facing the following issues, Carlton, Bentley and Penn INC. can help!

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Years of Experience